Wohngeld dla emerytów w Kolonii

Wohngeld as a Pensioner – Is That Possible?

Yes, you can also apply for Wohngeld as a pensioner. The prerequisite is that you do not receive basic income support in old age or due to reduced earning capacity. Many pensioner households are entitled without knowing it.

Estimates suggest that a significant proportion of eligible pensioner households do not claim Wohngeld – often due to lack of knowledge or because the application process is perceived as too complicated. However, applying is worthwhile in most cases.

Wohngeld czy podstawowe zabezpieczenie?

Często połączenie emerytury i Wohngeld jest korzystniejsze.

In many cases, the combination of pension plus Wohngeld is financially more favourable than receiving basic income support. Wohngeld is also often associated with less bureaucracy. Which option is better for you depends on your individual pension amount and housing costs.

Jak oceniana jest emerytura?

The statutory pension counts as income and is taken into account in the Wohngeld calculation. However, certain allowances and deductions apply:

• Składki na ubezpieczenie zdrowotne są odliczane od emerytury brutto.
• A flat-rate allowance applies that is not assessed against Wohngeld.
• Additional retirement provision (e.g. Riester pension, company pension) is also taken into account as income.

Further Income in Old Age

In addition to the statutory pension, other income is also included in the calculation – such as rental income, capital gains or private pension insurance. Any mini-job in retirement is also assessed.

On the other hand, there are special allowances for pensioners. A portion of the income is not assessed as a flat rate. In addition, special burdens (e.g. medical costs) may be deductible from income under certain circumstances.

Wohngeld-Plus dla emerytów

Ustawa Wohngeld-Plus poprawiła sytuację wielu gospodarstw emeryckich.

Kolonia

W Kolonii Wohngeld jest szczególnie ważny dla emerytów.